Minimum Order Quantity
1 Unit

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दिन

Long Term Loan services provide individuals or businesses with substantial funds for extended periods, typically over several years. Benefits include access to significant capital for large investments like real estate or business expansion, with flexible repayment schedules spread over a prolonged timeframe. Advantages encompass lower monthly payments compared to short-term loans, enabling better cash flow management. These loans often offer fixed interest rates, shielding borrowers from fluctuations in market rates. Additionally, they may require collateral, reducing risk for lenders and potentially resulting in lower interest rates. Long Term Loan services are instrumental in realizing long-term financial goals and strategic initiatives.

Effortless Disbursement Methods

Receive your loan amount swiftly with the choice of direct bank transfer to your account or a certified cheque. The process is designed for maximum convenience and security, enabling you to access funds with minimal delays once the loan is approved and all documentation is completed.

Flexible Security Options

Loans are available against a range of collateral, including movable and immovable assets. Our team guides you through the evaluation process to ensure your eligible assets meet the necessary criteria, facilitating a smooth approval process tailored to your financial requirements.

Accessible Consultation सेवाएं

Whether you prefer online advisory or face-to-face meetings, our experts provide personalized consultations to address your specific borrowing needs. Initial inquiries, document review, and loan structuring can be conducted at your convenience, ensuring full transparency throughout.

FAQs of Long Term Loan सेवाएं:

Q: How can I apply for a long-term loan and what consultation options are available?

A: You can apply for our long-term loans by submitting an online application or visiting our branch for in-person advisory. Consultation is available both online and in-person to help you explore loan options and complete the application process.

Q: What types of assets can be used as collateral for securing the loan?

A: We accept both movable assets (like vehicles or equipment) and immovable assets (such as real estate) as collateral, subject to valuation and verification as per lending guidelines.

Q: How is the loan amount disbursed to approved customers?

A: Once approved, the loan can be disbursed directly to your bank account through a bank transfer or provided via a certified cheque, depending on your preference and banking details.

Q: When and how is the interest on my loan calculated?

A: Interest rates are calculated on a reducing balance basis, which can be applied daily or monthly. This method ensures that you only pay interest on the outstanding principal, potentially reducing your overall interest expense.

Q: Where can I manage my loan account and what support is available?

A: You have 24/7 online access to manage your loan account, track repayments, and view statements. Additionally, a dedicated relationship manager is available to provide personalized assistance whenever needed.

Q: What is the processing fee for a long-term loan and can it change?

A: The processing fee is typically 1-2% of the loan amount. Please note that this fee is subject to periodic changes; current rates will be communicated during your loan application process.

Q: What are the benefits of choosing loan protection insurance?

A: Loan protection insurance provides financial security by covering outstanding dues in case of unforeseen circumstances such as critical illness or loss of income, helping safeguard your assets and peace of mind.